Dear Len & Rosie,

I have a single brother who recently died. I and my two sisters are the heirs. One of my sisters is disabled and is on government programs including SSI and Medi-Cal. Her share of the inheritance will be $12,000, and I understand that this would knock her off of her benefits. A special needs trust was suggested, but two lawyers have already told us that it's not worth doing one for this small an inheritance. I have been told that some of the money can be spent on my sister's funeral arrangements, but that won't take much. Is there anything we can do?

Ellen