Dear Len & Rosie,

My wife and I are both in our 50's. We are in the middle of buying a new home, and we plan to retire in a few years. We do not have a trust, and our wills are fifteen years old and out-of-date. Our net worth is now about $1.65 million. How should we hold title to our new home? We don't think we should want our two children on the title at this time.

Dan