Dear Len & Rosie,

My husband and I have wills, but he wants to get a trust, to save probate fees, he says. We have had our wills for over 30 years and my daughter is listed as our executor. My husband has a son and a daughter, by two different wives. His son has never worked for a living. He isn't disabled. My husband and I have been married for 36 years and have pretty much supported his son our entire marriage. Despite this, my husband wants to make him our trustee.

I want to protect my daughter and grandchildren as my husband's son is not close to them. My husband has a sizable amount of stock in his own name, and he and his son share a $50,000 account inherited from one of their relatives. I'm worried that won't be enough to my husband's son. How can I make sure my daughter will receive her share of what I have accumulated if his son is put in charge of a trust? Should we even get a trust?

Dorothy