Letter to Column readers and Len Tillem Show listeners

Dear Readers and Listeners:

Many of the readers of this column also listen to my radio show, The Len Tillem Show, which was broadcast live each weekday at 3:00 PM in San Francisco on KKSF until Thursday, March 28, 2013, which was my last day. They let me go in a telephone call fifteen minutes after the program was over. That’s how it works in Radio. The last thing they want is for an outgoing radio host to tell listeners to open their windows, stick their heads out, and yell “I’m as mad as Hell, and I’m not going to take it any more!” That line is from the 1976 Academy Award winning film “Network”, by the way.

But it’s OK. Radio is pretty much a doomed medium. The beginning of the end happened when the FCC loosened up the rules in 1996 allowing radio networks to own more than 40 stations. Today Clear Channel owns more than 1,200. Local stations everywhere were consumed by Citadel, Cumulus, and Clear Channel. These networks decided that the best way to make money was to stop spending money on talk show hosts, news reporters, traffic helicopters, meteorologists and the like, and to replace local programs with nationally syndicated content.

Radio has also changed because Arbitron changed its ratings system. Instead of mailing out diaries for random listeners to fill out, Arbitron issued people meters. Advertisers learned that most people listen to radio for only a few minutes at a time. Most stations’ actual ratings were less than what they were once thought to be. That caused a massive shift in advertising dollars, forcing stations to spend less money than ever before when they were already cutting back.

The final nail in the coffin? Podcasting. Almost everyone has access to either the Internet or a smart phone capable of playing podcasted programs. Instead of listening to music or whatever happens to be on your favorite station when you turn on the radio, you can download a podcast and listen to it wherever and whenever you want. Commercial free.

That’s what I’m doing now. The Len Tillem Show has been available as a podcast since last year. The program will continue as a daily podcast. I’m excited that I can do my program, the way I want, without having to deal with the demands of corporate management or complaints to FCC every time someone says a bad word.

Here’s where you can find the Len Tillem Show:

/podcasts/ 

or https://itunes.apple.com/us/podcast/len-tillem/id535550590

or  http://www.spreaker.com/user/lentillem 

You can also listen to my program each day on www.facebook.com.

If you want to help out, the best thing you can do is to subscribe to my iTunes podcast, rate it, and post a review, and keep spreading the word.

Thank you for your support.

Len Tillem

Handling a decedents debt

Dear Len & Rosie,

I have been estranged from my biological father since I was twelve years old. About six months ago he called up and said that he was dying and would like to cultivate a relationship. This man is a dead-beat. He still has a pending child support claim against him, somewhere in the neighborhood of $15,000 to $20,000. My sister and I are 24 and 27 respectively. Is there any way to protect ourselves from having to absorb his debts upon his death? I believe that he has incurred a moderate amount of credit card debit. He currently does not own any real property or have any life insurance policies. As I understand it, he was married to another woman for a number of years, however she died a few years ago due to cancer. I am not aware of any other children that he may have had. I assume that it is a possibility that he does have other children. I am also aware that he currently receives SSI due to being partially blind.

I am not trying to be insensitive to his situation, but I want to make sure that we are as financially protected as possible since we are both relatively young and just beginning our own lives with our own families.

Jamie